Office Insurance

Absolutely! Office insurance is essential for any business operating from a physical location. It provides a safety net against various risks that could otherwise lead to financial strain or even closure.

Many business office insurance policies will include public and employers’ liability as standard, as well as offering cover for your computer equipment and office furniture to a limit that you specify. There are many additional benefits that are typically included within a business office insurance policy, from business interruption to book debts, loss of documents and legal expenses protection.

Dependent on the nature of your business, there may be additional insurance products to cover you against eventualities that the standard office insurance policy may not include. Professional indemnity cover can be purchased as a standalone product, to protect those offering advice or carrying out design work. If you are a key stakeholder within the business, then directors and officers insurance should be considered to safeguard against breach of duty, neglect or breach of trust on behalf of key persons.

We understand the varying exposures associated with office risks, from liabilities to loss of documents, clients to computers; we source insurance for your office to let you work without worry.

More information

The cost of office insurance varies depending on factors such as your business size, location, industry, coverage limits, and risk profile. Our team of insurance experts will work closely with you to provide a competitive quote tailored to your needs.

When you choose Premierline as your insurance broker, you’ll benefit from:

• Expertise: Our experienced team understands the unique risks faced by offices and we can recommend the most suitable coverage options for your business.
• Trusted Insurers: As a broker, we have access to a wide range of insurers and can compare multiple quotes to find the most competitive rates for your office insurance.
• Tailored Solutions: We work closely with you to understand your specific requirements and tailor insurance packages that provide comprehensive coverage while fitting within your budget.
• Exceptional Service: At Premierline, we pride ourselves on delivering outstanding customer service. Our dedicated team is here to support you throughout the insurance policy.
• Ongoing Support: As your business evolves, we’ll review your insurance needs and ensure that your coverage remains adequate. We’re committed to building long-term relationships with our customers.

We cater to a diverse range of office-based businesses, including startups, tech firms, retail establishments, professional services, and more. Our expertise spans industries, ensuring that we can tailor coverage to match your unique requirements.
See our professional services sector page to see some of the different type of office based business we cater for.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.