Charity insurance

Charity office insurance is highly recommended. It provides essential protection for your organisation, its assets and its employees, ensuring that you can continue making a positive impact without worrying about unexpected risks.

At Premierline, we offer comprehensive charity office insurance which can help to protect your business if the unexpected happens. When deciding what insurance and covers you need to protect your business, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
• Buildings cover – to cover for loss or damage to your business premises or offices.
• Contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Cyber and data cover – protection against the financial losses and legal liabilities resulting from cyber incidents.
• Directors and officers cover – personal liability protection for the directors and officers.

More information

The cost of charity office insurance depends on various factors, such as the size of your charitable organisation, the nature of your activities, and the coverage limits you require. At Premierline, we work closely with you to understand your specific needs and offer tailored insurance solutions at competitive prices.

As business insurance specialists, we can arrange insurance for a variety of different businesses and organisations, including charities and not-for-profits, including but not limited to:

Education and research charities, healthcare and medical charities, environmental and conservation charities, animal welfare charities, social welfare and community development charities and arts, culture, and heritage charities.

Regardless of the nature of your charitable work, we have the expertise to provide you with tailored charity office insurance coverage.

At Premierline, we are dedicated to serving the insurance needs of SMEs in the UK, including charitable organisations. When you choose us to arrange your charity office insurance, you benefit from:

Expert Advice: With our in-depth knowledge of the insurance market, we provide you with expert guidance and recommendations, helping you make informed decisions.

Comprehensive Cover: We offer a comprehensive range of insurance products specifically designed to address the risks faced by charities, ensuring all aspects of your charity are protected.

Personalised Approach: We take the time to understand your business and its unique risks. Our dedicated team of insurance professionals is committed to providing personalised service, ensuring that you have the right covers in place.

Competitive Premiums: As a broker, we have access to a wide range of insurance providers, allowing us to offer you multiple options and find the most suitable coverage at competitive rates.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.