Veterinary practice insurance

Veterinary insurance is bespoke in its nature and can incorporate a number of specific covers to protect your livelihood. The trade itself can present a variety of risks and exposures, and without the correct veterinary surgery insurance, you may be exposed to large financial losses that could jeopardise the future of your business.

Some business insurance covers may also be required by many veterinary organisations and regulatory bodies. We’ve been helping vets to arrange their veterinary surgery insurance for many years, and as a result, we’ve gained valuable insight into the covers that are most important to you. If you are unsure what covers you need speak to an advisor today.

At Premierline, we offer veterinary insurance that can be as simple or comprehensive as you require depending on your vet practice. When thinking about what insurance and covers you need to protect your business, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result
• Personal accident cover – to tide you over in the event that you injured yourself at work
• Buildings cover – to cover for loss or damage to your business premises
• Contents and stock – to reinstate your items and belongings
• Business interruption – to keep finances running when disaster strikes
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action
• Commercial vehicle cover – if you use a vehicle or a van for business
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice
• Cyber and Data – to protect against the financial consequences of a data breach or cyber attack

More information

The cost of veterinary cover depends on a number of factors including the size of your practice, and the level of cover that you need. Get a personalised quote online or contact one of our specialist business insurance brokers to find out how much your veterinary insurance might cost in order to protect yourself and your practice from unforeseen circumstances.

We understand that one size does not fit all and that each practice will require a tailored approach to its veterinary cover. That’s why we are available on the phone to help you arrange the right business insurance for your practice at the right price. Our advisors are on hand to make professional insurance recommendations based on your unique requirements. However, if you know the covers you need and don’t need advice, you can compare covers and prices to protect your business online in a matter of minutes. Don’t leave it to chance – protect your veterinary business today.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.