
Village hall insurance
We make arranging cover for your village hall simple and hassle free







Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Insurance covers to consider
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance
Village halls are often bustling hubs of activity, hosting various events, workshops, and gatherings. With a constant flow of visitors, there is always a risk of accidents or incidents that can result in injuries or property damage. In such cases, the village hall may be held responsible and liable for any resulting claims or legal actions.
Public liability insurance provides financial protection by covering the costs associated with legal defence, settlement, or compensation payments resulting from third-party claims. This can include medical expenses, property repair or replacement, legal fees, and other related costs.
Having public liability insurance is crucial for village halls as it helps to ensure that they can continue to serve their village without the fear of significant financial losses in the event of a claim for an accident or mishap. It provides peace of mind to both the village hall and its visitors, demonstrating a commitment to their safety and well-being.

Employers' liability insurance
If you have a committee running the village hall, or employ anyone directly to work there, then you will need to take out employers’ liability insurance. This will fulfil your legal obligation, and once again can protect you against potentially large compensation awards should anyone injure themselves during the course of their employment.
Employers’ liability insurance provides financial protection to the village hall in the event that an employee suffers an injury or illness while carrying out their job responsibilities. It covers the costs associated with legal defence, settlement, or compensation payments that may arise from employee claims.

Property covers
Buildings insurance and contents insurance are two essential types of insurance coverage for social clubs, providing protection for the physical property and assets within the premises. Here’s an overview of each type of insurance:
Buildings insurance covers the structure of the social club itself, including walls, roof, floors, and other permanent fixtures. It provides financial protection in the event of damage or destruction caused by perils such as fire, flood, storm, vandalism, or accidental damage.
Contents insurance covers the movable property and assets inside the social club, including furniture, equipment, inventory, and other valuable items. It provides financial protection against risks such as theft, accidental damage, or loss due to covered perils.
It is important for gym owners to carefully assess their property insurance needs to determine the appropriate coverage limits and ensure that all essential assets are adequately protected.
Both buildings insurance and contents insurance are crucial for social clubs to safeguard their physical assets, ensure business continuity, and mitigate financial risks associated with property damage or loss.

Business interruption
Should you suffer damage at your premises, business interruption cover as part of your social club insurance can protect your gross profit or revenue and fixed business expenses if you are unable to open. So if you suffer property damage as the result of a flood or storm, this cover can tide you over financially while you get back up and running.
Business interruption insurance for social clubs is a vital cover as it helps mitigate the financial impact of unexpected disruptions, allowing the club to recover and resume operations more quickly.

Commercial legal protection
You may wish to include commercial legal expenses within your insurance, to offer protection against tax and VAT disputes, employment disputes and compensation awards, as well as cover should you or a member of staff be called up for jury service.

Village hall insurance FAQs
Do I need village hall insurance?
Village hall insurance can be tailored to cover a number of events, whether you are hosting community activities, renting the space for classes, or just looking to protect the building itself.
Village hall insurance is designed to protect many associated activities and can be tailored specifically to your individual needs. If you are hosting charitable fundraising events, community centre activities, summer fetes or even exercise classes, then you will need comprehensive cover to protect against large losses that could impact the future of your village hall. As careful as you may be, you never know what is around the corner and accidents happen when you least expect. Without the right cover in place, you may be faced with large bills to rectify property damage or find yourself personally liable for third-party claims made against you.
What covers do village halls need?
Usually, village hall insurance can cover your premises and equipment, as well as your clients and your staff. Covers you should consider include:
- Public liability – for injured visitors or damage to their property.
- Employers’ liability – to protect your employees.
- Buildings cover – to cover for loss or damage to your premises.
- Equipment, contents and stock – to reinstate your items and belongings.
- Business interruption – to keep finances running when disaster strikes.
- Money cover – for theft or attempted theft.
- Business legal expenses – to cover the cost of legal expenses.
How much does village hall insurance cost?
Village hall insurance can be tailored to cover a number of events, whether you are hosting community activities, renting the space for classes, or just looking to protect the building itself. There are a number of risks that village hall insurance is designed to protect. Without the right cover in place, you may be faced with large bills to rectify property damage or find yourself personally liable for third-party claims made against you.
Why choose Premierline to arrange village hall insurance?
We source insurance that allows you to tailor your cover to fit your specific requirements. We find flexible solutions so you can choose the covers you need to meet not just your legal requirements but to protect your buildings, assets and the people who use the centre.
When it comes to arranging village hall insurance, Premierline offers a combination of experience, personalised service, access to multiple insurance options, risk assessment support and advice.
Get the cover you need, tailored to your unique requirements.
What type of village halls do Premierline work with?
We’ve helped a number of organisations in the leisure industry find the right insurance to meet their needs, and we can do the same for you. Our insurance experts are on hand to talk through your requirements and find tailored cover to meet your needs.
Here are just some of the common types of community centres we work with:
Village halls, social clubs, sports clubs, cultural and arts centres, social enterprises, non-profit organisations, youth centres and senior centres.
What will I need to know to complete my insurance quotation?
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
How soon will I get my policy documents?
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
How do I pay for my policy?
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
Why choose Premierline?
We're business insurance experts
We understand the nature of running your business often leaves little time for much else. That's why we work closely with some of the UK's leading insurers to find cover that's right for you, making arranging insurance for your contracting business simple and hassle-free. We're committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
- Award winning service - We're trusted by thousands of SMEs across the UK
- Comprehensive protection - We can help with all your commercial insurance needs
- UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials
“Insurance the way it should be. Premierline are easy to deal with and the staff are superb and guide you through getting your insurance sorted properly.”
Sports & Social Club
Customer since February 2023
Our independent customer reviews
Speak to a village hall insurance expert
We can arrange a tailored policy that allows you to select just the covers you need. With extensive covers available, your village hall insurance can be custom built, so you only pay for the covers you need. Our insurance advisors are on hand to talk through your requirements and find the cover that’s right for you.
Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm







