Social club insurance

There’s a wide range of covers that can be included within your social club insurance, from buildings, contents, and stock, to liability cover to protect you from injuries to your staff and visitors. Having the right cover in place can protect your livelihood against unforeseen events that could have significant financial implications and potentially jeopardise the future of your club.

Whether you are renting or you own the building, protecting your assets is essential. You can select the level of cover you need to ensure you have protection against weather events, break-ins and many other unexpected incidents.

If you are hosting events, renting spaces for classes, or organising fundraisers to support your local community, you will need to ensure that your customers, staff and suppliers are safeguarded against unforeseen events that could lead to claims being made against you.

Generally, social club insurance can cover your premises and equipment, as well as your clients and your staff. Covers you should consider include:

• Public liability – for injured visitors or damage to their property.
• Employers’ liability – to protect your employees.
• Buildings cover – to cover for loss or damage to your premises.
• Equipment, contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Money cover – for theft or attempted theft.
• Business legal expenses – to cover the cost of legal expenses.
• Loss of licence – in the event of a licence being revoked, suspended, or not renewed by the licensing authority.

More information

The cost of social club insurance can vary depending on several factors, including the size of the centre, location, activities and services offered, the value of property and assets, the number of employees or volunteers, previous claims history, and the specific insurance cover and limits required.

At Premierline we can help you determine the cost of your insurance by comparing quotes from some of the UK’s top business insurers. We will consider your insurance needs to ensure that your policy continues to meet the changing needs of your business.

We source insurance that allows you to tailor your cover to fit your specific requirements. We find flexible solutions so you can choose the covers you need to meet not just your legal requirements but to protect your buildings, assets and the people who use the club.

When it comes to arranging social club insurance, Premierline offers a combination of experience, personalised service, access to multiple insurance options, risk assessment support and advice.

Get the cover you need, tailored to your unique requirements.

We’ve helped a number of organisations in the industry find the right insurance to meet their needs, and we can do the same for you. Our insurance experts are on hand to talk through your requirements and find tailored cover to meet your needs.

Here are just some of the common types of social clubs we work with:

Village halls, sports clubs, pubs, working men’s clubs, political groups, social organisations and community groups.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.