Pest control insurance

Running a pest control business brings many challenges and risks for everyone involved. No one likes vermin invading their space, meaning your services are generally required as soon as possible. So you need to be responsive and ready for action at any time of day.

An essential aspect of your business, therefore, is planning for when things go wrong. What happens if your equipment is stolen? Or if you’re removing a wasps nest from a loft and you fall through the ceiling? All these factors need to be taken into close consideration to make sure you have the protection you need. Having the right insurance is crucial to help you get back to normal and continue providing your services as quickly as possible.

At Premierline, we offer pest control insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business and interests, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
• Personal accident cover – to tide you over in the event that you injured yourself at work.
• Tools & plant – to protect your tools, equipment, and plant.
• Buildings cover – to cover for loss or damage to your business premises.
• Contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Contract works – designed to cover work that’s underway on a construction site.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Commercial vehicle cover – if you use a vehicle or a van for business.
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.

More information

The price of pest control insurance depends on a range of factors including the size of your business, and the level of cover that you select. Get a custom quote online or contact one of our business insurance specialists to find out how much your pest control insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging pest control insurance so we’ve really got to know the covers that different types of pest controllers require. We are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a personalised pest control insurance quote today.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.