Painter & decorator insurance

Painter and decorator insurance can protect you against claims from everyone you come into contact with, from clients and employees to suppliers. It is a fundamental part of your business continuity, and without the right painter and decorator insurance in place, you may be personally liable for any accidents or injuries you cause during the course of your work.

At Premierline, we offer painters and decorators insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result
• Personal accident cover – to tide you over in the event that you injured yourself at work
• Tools & plant – to protect your tools, equipment, and plant
• Buildings cover – to cover for loss or damage to your business premises
• Contents and stock – to reinstate your items and belongings
• Business interruption – to keep finances running when disaster strikes
• Contract works – designed to cover work that’s underway on a construction site
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action
• Commercial vehicle cover – if you use a vehicle or a van for business
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice

More information

The cost of painters and decorators insurance depends on a range of factors including the size of your business, and the level of cover that you need. Get a personalised quote online or contact one of our business insurance specialists to find out how much your painters and decorators insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging painter and decorators insurance so we’ve really got to know the covers that you may require. We are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a personalised insurance quote today.

As a proud associate partner of UK’s premier trade and employers’ association for the painting and decorating industry, the Painting and Decorating Association we have extensive experience working across a diverse collection of painting and decorating businesses. Such as:

• Interior home decorators
• Interior designers
• Residential painters
• Industrial painters
• Restoration artists
• Specialist decorators
• Plus more…

Call today or request a call back. Our advisors are on hand to discuss your specific requirements and arrange your painter and decorator insurance policy for you.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.