Handyman insurance

Protecting the people around you is essential and demonstrates care and inspires confidence amongst your customers. But there are other aspects of your business that are critical to your ability to work that you will need to consider protecting. Would you be able to continue to work if something happened to your tools? How would you cope financially if you had an accident at work?

Handyman insurance can be tailored to your needs and covers can be typically combined into one easy-to-buy policy incorporating all the covers that are relevant to you. Our expert advisors are on hand to provide help and recommendations that are tailored to you, or if you know the cover you need you can purchase your handyman insurance online in a matter of minutes.

At Premierline, we offer handyman insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
• Personal accident cover – to tide you over in the event that you injured yourself at work.
• Tools & plant – to protect your tools, equipment, and plant.
• Buildings cover – to cover for loss or damage to your business premises.
• Contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Contract works – designed to cover work that’s underway on a construction site.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Commercial vehicle cover – if you use a vehicle or a van for business.

More information

The cost of handyman insurance depends on a range of factors including the size of your business, and the level of cover that you need. Get a tailored quote online or contact one of our business insurance specialists to find out how much your handyman insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging handyman insurance so we’ve really got to know the covers that different types of contractors require. We are here to make sure that you have the best covers to protect you against the risks you face on a daily basis.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a handyman insurance quote today.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.