Gardener insurance

Without the right gardener insurance in place, you may be personally responsible for any losses that occur, as well as any third-party claims that could be submitted against you.

All of these covers can typically be combined to offer a comprehensive gardening contractor insurance package that is tailored to your unique requirements. Our specialist insurance advisors can help you find the cover that’s right for you by offering professional insurance recommendations over the phone based on your requirements. Alternatively, if you know what covers you need, compare prices online from a panel of some of the UK’s leading insurers in a matter of minutes. Protect your business today, don’t risk jeopardising your livelihood.

At Premierline, we offer gardener insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
• Personal accident cover – to tide you over in the event that you injured yourself at work.
• Tools & plant – to protect your tools, equipment, and plant.
• Buildings cover – to cover for loss or damage to your business premises.
• Contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Contract works – designed to cover work that’s underway on a construction site.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Commercial vehicle cover – if you use a vehicle or a van for business.
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.

More information

The cost of gardener insurance depends on a range of factors including the size of your business, and the level of cover that you require. Get a personalised quote online or contact one of our business insurance specialists to find out how much your gardener insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging gardener insurance so we’ve really got to know the covers that gardeners require. We are here to make sure that you have the best covers to protect you against the risks you face daily.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a gardener insurance quote today.

Gardeners’ insurance is suitable for freelance gardeners, horticultural experts, garden design and build services, landscape gardeners, and many other similar gardening trades. If you are simply providing grass cutting or grass treatment services, then this type of policy may also give you the cover you need.

At Premierline, we can tailor a gardeners’ insurance policy to suit your needs and give you the protection you need for your livelihood to let you work without worry.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.