
Audiology insurance
Comprehensive insurance to protect audiologists and hearing care professionals







Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Insurance covers to consider
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance
Public liability insurance is designed to protect you from claims made by third parties, including patients, visitors, or members of the public who may suffer injury or property damage as a result of your business activities. Accidents can happen, and even the most diligent audiology professional can face unexpected claims.
Public Liability cover can provide cover for the legal costs and compensation payments that may arise as a result of such incidents. Without this insurance, your business could be liable for significant costs and damages, which could be financially devastating.

Employers' liability insurance
If you employ staff then it’s essential to have Employers’ liability cover. This type of insurance provides protection in the event that an employee becomes ill or injured as a result of their work.
Employers have a legal responsibility to ensure that their workplace is safe for their employees and that they are protected from harm while on the job. Audiologist practices are no exception, and as such, they need to have the necessary insurance coverage to protect them in the event of employee claims. Employers’ liability insurance is a legal requirement for many businesses with employees.

Property covers
If you own or rent a shop or office as a place of business, it is important to consider buildings and contents insurance. Buildings and contents insurance can provide protection for your business premises and the contents within it.
Buildings insurance can provide cover for the cost of repairs or rebuilding if your property is damaged or destroyed by events such as fire, flood, or storm damage. It can also cover the cost of rebuilding if your property is damaged by subsidence or other structural issues.
Contents insurance can provide cover for the cost of replacing or repairing your business equipment and stock if they are damaged, lost or stolen. This can include items such as audiology equipment, computers, and furnishings.
Having buildings and contents insurance in place can provide peace of mind and financial protection for your business.

Business interruption
Your business premises may be exposed to events that cause property damage, including fires and floods, storms and subsidence. Damage to property could cause disruption and interrupt your business activities leaving you unable to trade; however, we can arrange business interruption cover as part of your audiology insurance to protect against these events, meaning that loss of profit and business expenses would be taken care of should something unfortunate happen.

Commercial legal protection
Commercial legal protection provides coverage for legal fees associated with defending against legal claims or pursuing legal action related to the audiology practice.
For example, commercial legal expenses could provide cover for tax and VAT disputes, employment disputes and compensation awards, as well as an allowance for jury service should you, your business partners or employees be summoned.

Cyber & data insurance
Cyber and data insurance provides protection against the financial and reputational risks associated with data breaches and other cyber incidents.
Audiologists typically store and handle a significant amount of sensitive patient data, including medical records, financial information, and personal identification details. If this data is compromised due to a cyber-attack or data breach, the practice could be liable for significant damages and may also face regulatory fines and penalties.
Cyber and data insurance provides cover for a range of expenses associated with a cyber incident, including the cost of investigating the breach, notifying affected individuals, and providing credit monitoring and identity theft protection services. This type of insurance can also cover the cost of legal fees and damages associated with a lawsuit that may result from a breach or cyber-attack.

Medical malpractice insurance
Anyone who works in the medical profession needs to seriously consider medical professionals insurance. For some, certain covers like medical indemnity may be a regulatory requirement, so make sure you know the specific requirements for your profession.
Depending on your regulatory membership, you may already be covered. For example, if you’re an eligible member of The British Society of Hearing Aid Audiologists then just one of the benefits includes medical malpractice liability and public liability insurance automatically, this cover has been arranged through Premierline. You can find further details about this member benefit here:

Tools & engineering insurance
Your specialist audiology equipment and contents must also be taken into account when arranging your insurance as they are essential in running your business.
Tools and engineering insurance, also known as equipment breakdown insurance, provides coverage for the cost of repairing or replacing equipment that breaks down due to a mechanical or electrical failure, as well as other specific types of losses

Audiology insurance FAQs
Do I need audiology insurance?
As an audiologist, having insurance coverage is highly recommended to protect yourself, your practice, and your patients. While insurance requirements may vary depending on your location and specific circumstances, insurance provides valuable financial protection and peace of mind in the face of potential risks and liabilities.
What covers do audiologists need?
Both Medical Indemnity and Public Liability insurance are a top consideration as an Audiologist.
In addition to these 2 covers if you’re a audiology professional and have your own premises, building and equipment, you should also consider the following forms of cover to ensure you and your business are adequately protected:
- Employers’ liability – to protect against claims made by employees who may be injured or suffer illness as a result of their work.
- Buildings cover – to cover for loss or damage to your premises.
- Equipment, contents and stock – to reinstate your items and belongings.
- Business interruption – to keep finances running when disaster strikes.
- Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
- Cyber liability – to protect against data breaches, cyber-attacks, and other online risks.
The specific insurance needs of a audiology practice will vary depending on its size, location, and other factors. At Premierline our insurance advisors can help audiologists assess their risks and determine the appropriate insurance covers for their needs.
How much does audiology insurance cost?
The cost of audiology insurance can depend on a number of things, including the scale of your business, the level of cover you require, and the other risks associated with the care and medical industry.
We understand that cost is an important factor when choosing insurance. At Premierline, we strive to provide competitive premiums without compromising on coverage. Our team will work closely with you to assess your specific needs and provide you with a tailored insurance solution that offers the right level of protection at a competitive cost.
Why choose Premierline to arrange audiologist insurance?
At Premierline, we have a team of insurance experts who are highly experienced in arranging insurance policies for audiology professionals. We work with a range of leading insurance providers to offer a wide range of cover options for your business and can help you save time and effort by comparing insurance policies from multiple providers on your behalf.
We go beyond one-size-fits-all insurance solutions. Our approach is centred around you – your unique practice, your individual requirements, and your long-term goals. We take the time to listen and understand your specific needs, allowing us to create bespoke insurance packages that provide the right level of coverage. With Premierline, you can rest assured that your audiologist business is covered.
What’s more, we already partner with The British Society of Hearing Aid Audiologists to provide medical malpractice and public liability cover for eligible members as a member benefit.
What will I need to know to complete my insurance quotation?
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
How soon will I get my policy documents?
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
How do I pay for my policy?
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
Why choose Premierline?
We're business insurance experts
We understand the nature of running your business often leaves little time for much else. That's why we work closely with some of the UK's leading insurers to find cover that's right for you, making arranging insurance for your contracting business simple and hassle-free. We're committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
- Award winning service - We're trusted by thousands of SMEs across the UK
- Comprehensive protection - We can help with all your commercial insurance needs
- UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials
“Good range of cover at a great price. I was impressed with how they put together a bespoke insurance package for my business. It beat the usual competition in scope and price, ensuring one can sleep at night. I havent had the need to claim but hope if ever I do, in such an event their services would be likewise efficient and thorough.”
Dental Surgery
Customer since October 2024
Our independent customer reviews
Speak to an audiologist insurance expert
It’s simple to get a no-obligation quote and start protecting your business today. Let our business insurance specialists arrange the cover you need to support your business. Call today for advice.
Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

