Care and Medical insurance

Each business faces a variety of different exposures that could potentially lead to large claims against them. Surgery insurance and dental practice insurance could include cover for medical malpractice and optician insurance may need to include specific cover for specialist equipment.

Most businesses also require cover for assets, including buildings and contents, as well as liability covers. If you are in a profession that provides advice, then professional indemnity insurance can help protect you if you make a mistake that causes financial loss to a client. Depending on the structure of the surgery or care organisation, directors and officers insurance may also need to be considered to protect against claims that may arise from decisions and actions taken in your everyday role.

It may be your business requires specialist cover related to higher-risk activity you may undertake, for example, we could access specialist covers which are designed to protect you while undertaking invasive treatments. Our relationships with specialist care and medical insurers means we can access insurance protection that you may struggle to find easily elsewhere.

The cost of care and medical insurance depends on a variety of factors including the size of your business, your profession, the types of treatments you offer and the level of cover required. In some cases, you can get a personalised quote online or contact one of our business insurance specialists to find out how much your care and medical insurance might cost to protect yourself and your business from unforeseen circumstances.

We understand the varying requirements of medical and care professionals in this sector and listen carefully to the needs of our clients to fully understand their business and the exposures they face to find the most suitable medical business insurance cover.