Skip to main content
What are the most common phishing techniques?
Insurance Cover Guide

What are the most common phishing techniques?

17th February 2020

What to look out for to protect your digital world

Cyber-attacks are becoming more and more common in the UK, with the BBC reporting that victims lose £190,000 a day online.

We are taking a look at one of the most common cyber-attacks in the UK, known as phishing, where cyber-criminals will trick victims into giving away sensitive data by posing as a reputable company. This is usually done by email, but can also be over the phone or by using SMS text.

Most Common Phishing Techniques Overview

  • Rapid increases in technology have been hugely beneficial to most people around the world, however this also includes criminals.
  • Recent research has shown that 45% of UK businesses have experienced a phishing attack in the past two years, but what are the most common forms of attack?
  • Most phishing attacks come via emails and will generally try to trick you into giving your information to the attacker. Take a look below at the most common forms of phishing attacks.

Invoice scams

An email from an attacker will normally outline that you owe them money, providing you with an invoice. You will be asked to click a link which will take you to a web page where you will be asked to enter your bank details, giving your attacker access to your account and funds.

Download scams

Similar to an Invoice Scam, your attacker will send you an email with an attachment, claiming that it holds important information. However, the attachment will be infected with a virus that will be installed onto your computer, often hijacking your computer into distributing the virus further or gain access to your sensitive data.

Compromised account scams

An attacker will contact you via email, posing as a third party company, telling you that your account has been hacked. You will usually be asked to follow a link to reset your details, however, this will be a false link that gives your login information to your attacker.

Payment and delivery scams

A cyber attacker will send you an email impersonating a business claiming that you need to update your details before a delivery can be made. Of course, this is untrue, and if you follow a link and input your payment details, you will be handing money over to a cyber-criminal. Find out how you can protect your business from cyber-attacks by taking a look at our safeguarding your business against a cyber-attacks article.

Business insurance with Premierline

Rapid changes in technology have meant that we are now reliant on it to communicate, especially for businesses. According to the Department for Digital, Culture, Media & Sport, 98% of businesses and 95% of charities in the UK rely on some form of digital communication or service. Because of this, Cyber Insurance is becoming increasingly more important for UK businesses to help protect their digital world. At Premierline, our trained advisors can tell you more about Cyber Insurance and how it can protect your business. We currently work with Hiscox, one of the leading insurance providers for Cyber Insurance, to find the best cover for our customers looking for cyber protection. Get in touch to speak to one of our trained insurance experts about your cyber insurance options.

Tags: cyber

Share this article

Business insurance with Premierline

It is important to make sure that you have the right insurance in place to protect the business that you have built. Every business is different and has its own business insurance needs, which is why we work with some of the UK's most well-known insurers to ensure that you are getting the right insurance cover for your business.

Get Quotes Today

Latest articles

Person stood in flood water looking an the damage around them
Finance and Legal
Underinsurance: A threat to UK businesses
Apr 9, 2026

Underinsurance is a huge threat for UK businesses. This infographic highlights the dangers of being underinsured and how businesses can avoid underinsurance.

Satellite image depicting the route of the Arabian Sea, highlighting its geographical features and surrounding areas.
Insight
Protecting Your Business in 2026: How Global Conflict Impacts UK SMEs
Mar 20, 2026

In the current economic landscape, it is easy for a UK business owner to view international conflict as a distant tragedy played out on the evening news.

Person sat on a green sofa pointing a television remote control
Insight
From Wonka to Walford: The UK’s most popular fictional workplaces revealed
Feb 10, 2026

Discover the top fictional businesses Brits dream of running, plus the insurance necessary to cover them in the event that things go wrong.

Construction worker inspecting scaffolding at a building under construction.
Premierline News
Premierline announces a new mutual relationship with the Scaffolding Association
Oct 6, 2025

Explore the new relationship between Premierline and the Scaffolding Association, aimed at delivering bespoke protection to members.